There was a time when owning a car was a luxury not all could afford to have. Buying a car was a life milestone for everyone who could shell out those huge amounts of money all at once to buy their dream car. With growing times, changing demographics and emerging car loan lenders, for a majority of the Indian middle class, owning a car today is no longer a luxury, but in fact a necessity made possible by taking a car loan.
Nothing can replace quality education when it comes to building a bright and successful future for your child and education is the only thing that can get a happy life going. However, due to the rising cost of higher education for students in India as well as abroad, parents are finding it more and more difficult to self-finance their children's education hence there is a huge demand for loans to cover education expenses. Unlike most educational institutions today, educationalloans are given to meritorious and deserving students so that nothing hinders their progress and they achieve the best of education in India or abroad. At present, almost every Indian bank and NBFC offer education loans in India to students interested in pursuing a wide range of graduate, post graduate, professional and doctoral courses/degrees.
The quantum of expenses covered by this type of loan covers not just the direct expenses such as tuition fees and registration/examination fees, but also allied expenses such as those for uniforms, lab equipment/tools required for the course, travelling expenses and laptop.
Gold loan is a type of secured loan i.e. the loan is provided against collateral in the form of different types of gold jewellery or gold coins. You have to deposit your gold with the lender i.e. NBFC or bank and you get the deposited gold ornaments or coins back only after you have paid back the loan amount in full including interest. Gold loan business, being secure, features short processing times, a low interest rate and short to medium term tenure. You can avail several gold loan schemes from banks and other financial institutions. The amount of loan against gold you will get depends upon the value of the gold you surrender for the loan.
The ownership of a house is one of the key signs of success among the fast-growing Indian middle class. As the income of the average Indian family increases, there has been a continuous increase in the desire to own a house and this has lead the price of property to reach unmatched highs in recent years. This is true for not just the big cities but also for smaller cities across India. This unbridled price rise has made it near impossible for the common man to purchase their home through just savings. This is among the major reasons for the home loan business to have witnessed unmatched growth in recent years. So much so that prospective home buyers have multiple options to seek a home loan from banks as well as NBFCs.
Personal Loans are usually of two types i.e. secured personal loan which is secured against the mortgage of securities, high surrender value insurance policies, gold, etc and another is unsecured personal loan which does not require you to mortgage anything.
Unsecured personal loans do not require you to provide any collateral security, though some PSU banks may insist on a third party guarantee. Unsecured personal loan can be taken to finance any short-term requirement like oversea trips, marriage, medical emergencies, etc. The only condition is that the persona loan should not be used for speculative purposes.
Personal loan is a simple hassle free process of funding your personal requirement with minimal documentation and within quick time. In India, Banks as well as Non Banking Financial Corporation (NBFC) finance personal loan.
Your existing property can help you avail of a loan at interest rates lower than other consumer loans1. Avail a Loan Against Property (LAP) today and unlock the potential in your property.
Your property is one of your greatest assets. It also holds the key to make your dreams come true. Cashiya's Loans against Property gives you the power to use your residential, commercial or alternate property to fund your dreams. So you don't have to wait to turn them into reality.
Welcome to Cashiya – the fastest growing mobile application for mobile recharges & bill payments on the go in India. It’s not just safe & Secure, but it’s easy and fast also
Fastest way to recharge your mobile, DTH & Data card and Pay utility bills online.
View all the plans available while recharging.
100% Secure. Your money is always in safe hands.
Our Vision is to transform the financial sector in India by using innovative data sources and cutting edge technology. Cashiya is an online marketplace that connects borrowers looking to get a personal loan with lenders who specialise in granting unsecured loans.
Brilliant app! Extremely intuitive and handy. It's got loads of room for customisation.
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